# Services for HNWIs

> Dr. Werner & Partners — International Advisory Firm in Malta
> URL: https://drwerner.com/en/services/hnwi-services

## Overview

- **Kanzlei:** Dr. Werner & Partner
- **Standort:** Malta (EU)
- **Founded:** 2013
- **Regulation:** MFSA-regulated, CSP Class C
- **Journey-Phase:** Specialised Mandates (Specialised Mandates)

## Service Description

If you hold assets across borders, you know the challenge: multiple advisors in different jurisdictions, fragmented information, and no central overview. Every decision—whether selling a stake, buying property, or moving country—has legal and tax consequences in several places at once. Without a coordinated strategy, you risk gaps, double taxation, or unintended liabilities.

That is where our HNWI service comes in. We act as your central point of contact for all matters regarding wealth structuring, protection, and generational transfer. We don't just look at individual products; we look at the bigger picture. How do your holding company, trust, and residence strategy interact? Which structure protects your assets while remaining tax-efficient? How do you ensure the next generation is ready?

Malta offers a regulatory stable, EU-compliant framework for these questions, combined with an attractive tax environment. As a licensed Corporate Service Provider (CSP) in Malta, we combine local implementation skills with international structuring experience—discreet, legally sound, and built for the long term.

### What we handle

- **Individual Risk Analysis and Asset Mapping** – Systematic review of your entire asset situation—liability risks, tax exposure, existing structures, and vulnerabilities.
- **Establishing Family Office Functions** – Organisation as a Single or Virtual Family Office with central control points, governance systems, and clear responsibilities.
- **Wealth Structuring via Legal Vehicles** – Design and setup of holdings, trusts, foundations, and participation models—tailored to your goals, jurisdictions, and asset classes.
- **International Tax Coordination** – Optimising your total tax burden across borders, taking into account Double Tax Treaties, CRS, and EU regulations.
- **Succession Planning and Generational Transfer** – Legally sound transfer concepts with family governance, rulebooks for the next generation, and clear asset distribution.
- **Residence and Relocation Strategy** – Advice on optimal residence planning with a focus on Malta Residency—covering tax, immigration law, and practicalities.
- **Protection against Third-Party Claims** – Structures that secure assets against risks from divorce, insolvency, creditor claims, or political instability.
- **Coordination of External Partners** – Collaboration with your existing advisors, banks, and service providers—or access to our network of lawyers, tax advisors, and private banking specialists.

### Who benefits

- Entrepreneurial families with complex shareholding structures or significant exit proceeds needing a central wealth strategy
- Asset holders with property, stakes, or bank accounts in multiple countries seeking oversight and coordination
- Families looking to preserve wealth across generations and pass it on in a structured way
- Individuals with elevated liability risks—due to professional exposure, public profile, or business activities
- HNWIs living in or planning to leave high-tax jurisdictions who want to optimise their international tax position
- Clients who want to review and consolidate existing structures (holdings, trusts, foundations)

## Process

01. **Initial Consultation** — Confidential analysis of your asset situation, objectives, and existing structures. Always free of charge.
02. **Structural Planning** — Development of an individual wealth strategy: legal vehicles, tax frameworks, jurisdiction selection, and governance concepts.
03. **Structuring and Setup** — Establishment of the chosen structures—holdings, trusts, foundations, Family Office organisation—including all necessary documents and registrations.
04. **Integration** — Incorporation into existing wealth planning, coordination with external advisors and banks, setup of reporting and control systems.
05. **Ongoing Support** — Continuous guidance, adaptation to regulatory changes, optimisation, and strategic development—across generations.

## Frequently Asked Questions

**Is wealth structuring via Malta legal?**

Yes. Malta is an EU member state with a full regulatory framework that meets international standards (OECD, CRS, FATF). We work exclusively with legally robust structures—transparent, compliant, and audit-proof.

**What is the difference between a Holding, a Trust, and a Foundation?**

That depends on your objectives. A holding company is suitable for managing participations and consolidating profits. A trust offers asset protection and flexible succession arrangements. A foundation can permanently dedicate assets to a defined purpose. We explain the differences in detail and recommend the structure that fits your situation.

**Can you review and optimise existing structures?**

Absolutely. Many clients come to us with legacy structures that no longer fit their current asset situation or the regulatory landscape. We analyse your existing setup, identify weaknesses, and restructure where it makes sense.

**When should I start with wealth structuring?**

Sooner than most people think. Many protective measures and tax optimisations cannot be implemented retroactively or under time pressure. If you are already facing a divorce, a creditor claim, or a tax issue, your room for manoeuvre is significantly limited. Prevention is key.

**Do you work with my existing advisors?**

Yes, and that is important to us. We do not replace your tax advisor or lawyer in your home country—we complement and coordinate them. International structures specifically require a central point to hold all the threads together. We take on that role.

**Do I need a Family Office?**

Not every asset holder needs a formal Family Office. But above a certain level of complexity—multiple jurisdictions, diverse asset classes, succession issues—a central coordination function is not a luxury, but a necessity. Whether as your own Single Family Office or a Virtual Family Office solution through our firm: we find the format that suits your needs.

## Commonly Combined Services

- [International Tax Advisory](/en/services/tax-advisory) — Tax structuring for international asset holders.
- [Company Formation Malta](/en/services/company-formation-malta) — Setting up a tax-efficient corporate structure in Malta.
- [Yacht Registration Malta](/en/services/yacht-registration-malta) — Registration under the Malta flag with tax structuring.

## Contact

- **Telefon:** +356 213 777 00
- **Website:** https://drwerner.com/en/services/hnwi-services

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*This page is a machine-readable summary for Large Language Models and AI assistants. For the complete, legally binding information please visit the [website](https://drwerner.com/en/services/hnwi-services).*