Life as an Expat in Malta: Why I Left Germany for the Mediterranean

There is no doubt that Malta is a magnet for expats seeking sun and a slower pace of life. With over 300 days of sunshine a year, it is hard to beat. For those who love the heat, Maltese summers are as close to perfection as it gets. Between June and October, the sun is a constant companion—you just need to stock up on sunscreen and head outside.

But beyond the weather, moving my life from Germany to Malta has proven to be a transformative experience. Here is why making the move was the right choice.

A Relaxed and Laid-Back Lifestyle

The combination of a laid-back culture, proximity to the sea, and the sunny climate naturally leads to lower stress levels compared to most other places in Europe. Life in Malta is generally slow-paced and relaxed, making it perfect for anyone looking to escape the daily rat race and find a healthier work-life balance.

Friendly and Welcoming Locals

The Maltese are incredibly hospitable. especially in the smaller towns and villages, people are often willing to go out of their way to help you. Unlike in some major tourist destinations where foreigners might feel like targets, the atmosphere here is genuine and safe. You are welcomed into the community rather than treated solely as a visitor.

Job Opportunities for Expats

Finding employment is relatively straightforward, particularly in the spring and early summer when the tourism sector ramps up. However, for professionals, Malta is a hub for international business. The island is home to numerous international companies—particularly in finance and iGaming—creating a wealth of specialist roles that often offer competitive salaries compared to local averages.

These firms are frequently on the lookout for foreign language speakers, with German-speaking expats being in high demand. Furthermore, the taxation system in Malta can be very attractive, especially for international companies structuring their affairs efficiently. The country offers a stable business environment with a low risk of political or financial instability.

English: The Language of Business and Life

One of the biggest advantages of moving here is the language. English is an official language alongside Maltese and is widely spoken. You will find that all government forms, legal documents, road signs, and restaurant menus are available in English. This eliminates the language barrier often faced when relocating to other southern European countries.

Safety and Security

Malta is an extremely safe country. Violent crime is rare, and the island consistently ranks as one of the safest places in the EU. For families and individuals alike, this sense of security is a major factor in the quality of life here.

Infrastructure and Connectivity

Despite its island status, Malta is well-connected. Utilities like water and electricity are reliable, and internet connectivity is excellent across the island, which is crucial for digital nomads and international business operations.

World-Class Healthcare

Healthcare in Malta is of a very high standard. Public healthcare is free for those contributing to social security (national insurance). The main public hospital, Mater Dei, is a state-of-the-art facility offering comprehensive treatment.

Affordable Private Health Insurance

For those who prefer private care, insurance in Malta is remarkably affordable compared to other jurisdictions. Comprehensive plans allow you to access private clinics and hospitals, avoiding waiting times, often for a fraction of the cost you might expect in the US or Northern Europe.

A Stable Banking Sector

Thanks to strict regulations, Malta’s banking sector is robust and healthy. It has not faced the same systemic risks seen in other Mediterranean jurisdictions in the past. The island hosts several major banks, including local institutions like Bank of Valletta (BOV) and international names like HSBC and BNF Bank.

Quality Education

If you are moving with family, education is a key consideration. State schools are free of charge, and the University of Malta offers a wide range of degree programmes with affordable tuition. Additionally, there are numerous private and international schools that provide high-quality education at rates that are often lower than in the UK or Germany.

My Favourite Places to Visit in Malta

The Maltese Islands (Malta, Gozo, and Comino) boast an intriguing heritage, surrounded by the crystal-clear azure waters of the Mediterranean. Located south of Sicily and close to Tunisia, the islands feature a unique blend of cultures—the Maltese language itself is a fascinating mix of Arabic and Italian roots.

Here are my top recommendations for anyone living in or visiting Malta:

1. Valletta: The Elegant Capital

Valletta is a masterpiece of Baroque architecture. The entire city stands as a testament to the grandeur of the Knights of St John (Knights of Malta), who were granted the islands in 1530. They built a capital worthy of their aristocratic stature, rivalling other great European cities. The city’s grid layout reveals the Knights' logical 16th-century urban planning. Bounded by the Grand Harbour and Marsamxett Harbour, Valletta is walkable and packed with history—you can cross the city on foot in under an hour.

2. The Idyllic Island of Gozo

Gozo is the greener, quieter sister island. With its pristine beaches and sleepy towns, it is the perfect getaway for a relaxing weekend. While less developed than Malta, it is rich in culture, featuring the medieval Citadel in Victoria, the seaside resort of Marsalforn, and the Ġgantija Temples—archaeological sites dating back to 3500 BCE (older than the pyramids). A favourite spot is Ramla Bay, known for its distinct orange sand.

3. The Medieval City of Mdina

Stepping into Mdina is like stepping back in time. Known as the "Silent City," this fortified medieval town requires you to pass through a dramatic main gate. Inside, you will find car-free streets and beautiful sandstone palaces. It is a UNESCO World Heritage candidate, home to a glorious Baroque cathedral and the 17th-century Carmelite Priory.

4. The Blue Lagoon (Comino)

The Blue Lagoon is mesmerizing. The crystal-clear turquoise waters over a white sandy seabed create a natural swimming pool. Since the water is sheltered and temperate, it is perfect for swimming. It can get busy, but the beauty of the location is undeniable.

5. The Best Beaches: Ghajn Tuffieha and Golden Bay

Ghajn Tuffieha Bay feels wild and secluded. Accessible via a flight of stairs, it is favoured by locals who appreciate the peaceful environment. Just next door is Golden Bay, one of the island’s most picturesque sandy beaches, sheltered by cliffs and offering spectacular sunsets.

Working at DW&P: A Personal Perspective

Moving to Malta was the best decision of my life, both privately and professionally. A huge part of that has been my experience working with DW&P Dr. Werner & Partners.

It is rare to find a workplace that offers such genuine opportunities for development. The team here is highly professional, supporting not just our clients but also us as employees. The atmosphere in the office is friendly and collaborative—working here feels less like a grind and more like a shared mission. DW&P cares about its people well beyond the business metrics. I genuinely enjoy coming to work every day.

If you are considering a move to Malta, whether for business or lifestyle, I can say from experience: do it. It might just be the best decision you ever make.