Carl Albrecht WaldsteinTranslatedGoogle Review
For High-Net-Worth Individuals
Private Wealth in Malta: Asset Structuring for HNWIs
Discretion, tax efficiency, and professional wealth management—on an EU island with a clear regulatory framework.
Post-exit entrepreneurs and families with multi-generational wealth —you share a common challenge. Structuring wealth requires a jurisdiction that combines discretion, regulatory clarity, and tax efficiency. Malta offers exactly that: no inheritance tax, non-dom status on a remittance basis, and an MFSA-regulated environment that meets international standards.
0 %
Inheritance and gift tax
Maltese Tax Law
100 %
Participation Exemption on qualifying dividends
Non-Dom
Status for tax-free foreign capital gains
Your Profile
Structuring tailored to your situation
Whether you are setting up a family office or planning post-exit—every estate has unique requirements. We understand both.
Family Office
- Single Family Offices can be established without an MFSA license
- Participation Exemption for tax-free dividends
- Succession planning with zero inheritance tax
- EU Succession Regulation allows choice of home country law
Post-Exit
- Holding structures for exit proceeds in Malta
- Non-dom status: foreign capital gains remain tax-free
- Professional company valuation reports to mitigate relocation tax implications
- Planning must begin before the exit
Jurisdiction Comparison
Malta vs. Luxembourg vs. Switzerland for HNWIs
Where do high-net-worth individuals structure their wealth most efficiently? A comparison of key jurisdictions.
| Jurisdiction | Inheritance Tax | Capital Gains Tax | Non-Dom Status | EU Member |
|---|---|---|---|---|
| Malta | 0 % | 0 % (Non-Dom) | Yes | Yes |
| Luxembourg | 0–48 % | Up to 42 % | No | Yes |
| Switzerland | 0–50 % (cantonal) | 0 % (private) | No | No |
No Inheritance Tax
Malta does not levy inheritance tax. Wealth transfers within the family remain tax-free.
Non-Dom Status
Foreign income is only taxed if remitted to Malta. Foreign capital gains are completely tax-free.
MFSA-Regulated
The Malta Financial Services Authority ensures a transparent, EU-compliant regulatory framework.
Our Process
Confidential Initial Consultation
Analysis of your wealth structure, current tax situation, and goals. Initial assessment of whether and how Malta works for you.
Structuring & Concept Design
Developing the optimal structure: holding architecture, family office vehicles, non-dom application, and tax framework.
Formation & Valuation
Incorporation of Maltese companies. For post-exit scenarios: coordinating professional valuation reports to secure your tax position when relocating.
Relocation & Non-Dom Status
Guidance through your move to Malta: residence permits, tax registration, non-dom application, and coordinating with authorities.
Ongoing Support & Reporting
Continuous accounting, compliance, tax returns, and coordinated reporting—all from a single source.
Relevant Advisory Services
Client Voices
What trust looks like in practice.
Frequently Asked Questions
Transparency matters to us. Here you will find answers to the most common questions on this topic.
There is no universal threshold. Generally, structuring becomes economically viable for assets of around EUR 2 to 5 million—factoring in formation costs, ongoing administration, and tax benefits. We will analyse your specific situation during our initial consultation.
A single family office that exclusively manages the wealth of one family typically does not require an MFSA license. As soon as third parties are involved (multi-family office), regulation becomes necessary. We will clarify any licensing requirements during our initial consultation.
Ideally, before the exit. Any tax implications of relocating generally apply at the time you give up your previous tax residence. The earlier you move, and the lower the company valuation at that time, the lower the potential tax burden.
No. Malta levies neither inheritance nor gift tax. There is only a stamp duty on the transfer of certain Maltese assets. This makes Malta particularly attractive for succession planning.
The client relationship is subject to strict attorney-client privilege. Malta has robust, GDPR-compliant data protection laws. While company registers are public, the scope of disclosed information is limited. We will advise you on discreet structuring options.
To qualify for the tax-efficient non-dom status, your center of vital interests must be in Malta. A substantial physical presence is required—but you can still travel and spend time abroad, provided Malta remains your primary tax residence.
Let's discuss your wealth structure.
Schedule a confidential initial consultation with our specialists for post-exit planning and wealth structuring in Malta.
