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Relocating to Malta
Relocating to Malta: Tax Planning, Residency & Relocation
Malta combines a Mediterranean climate, EU membership, and an attractive tax environment - ideal for families, remote workers, and retirees.
A new country, a different tax system, a new daily life. Moving to Malta is more than just a tax decision - it changes how you live and work. That's exactly why you need a partner who understands both: the numbers and the reality of living here. DW&P has been guiding international expats since 2013 - from initial tax analysis and coordinating with authorities to ongoing support in Malta.
300+
Days of sunshine per year
~3 h
Flight time from the UK
15 %
MRP Flat Tax
Malta Retirement Programme
since 2004
EU member
Your Situation
Three paths to Malta - which one fits you?
Whether you're moving as a family, a remote worker, or for retirement - every situation brings its own tax and organizational questions. Choose your profile.
Location Comparison
Malta vs. Portugal vs. Spain vs. Dubai for Expats
Where to relocate? A direct comparison of the most popular destinations for international expats.
| Jurisdiction | Tax Regime | EU Member | Cost of Living | Language |
|---|---|---|---|---|
| Malta | Non-Dom / MRP (stable) | Yes | Moderate | English (official language) |
| Portugal | NHR (reformed / phased out) | Yes | Moderate | Portuguese |
| Spain | Beckham Law (limited) | Yes | Moderate to high | Spanish |
| Dubai | 0% income tax | No | High | Arabic / English |
EU Membership
Freedom of movement, EU health insurance, and full recognition of qualifications within the EU.
English as an Official Language
No language courses needed. Authorities, schools, and daily life all function in English.
Short Flights to the UK and Europe
Direct flights to London, Manchester, and major European hubs. Visiting family and friends remains hassle-free.
Our Process
Initial Tax Analysis
Analyzing your income situation, reviewing your residence position under the UK Statutory Residence Test, and calculating the tax implications of your relocation.
Residency Planning & Registration
Preparing your Ordinary Residence registration or MRP application, and compiling all necessary documentation.
Property & Health Insurance
Assistance with finding accommodation and setting up suitable health insurance for Malta.
Relocation & Administrative Tasks
Guidance through the registration process, residency permits, tax numbers, and opening a bank account in Malta.
Ongoing Support
Annual tax returns and communication with UK and Maltese authorities. Your point of contact for all questions after the move.
Relevant Advisory Services
Client Voices
What trust looks like in practice.
Frequently Asked Questions
Transparency matters to us. Here you will find answers to the most common questions on this topic.
This depends on your situation. For entrepreneurs and the self-employed, Malta typically becomes highly tax-efficient starting at an annual income of approx. EUR 80,000 to 100,000. For retirees under the MRP, there is a minimum annual tax of EUR 15,000. In both cases, we prepare a personalized comparative calculation.
To establish tax residency, your center of vital interests must be in Malta. The MRP requires you to spend at least 90 days a year in Malta, and you may not spend more than 183 days in any other single jurisdiction. Regular visits to your home country are perfectly fine.
Your UK tax residence is determined by the Statutory Residence Test, and split-year treatment often applies in the year you leave. The UK has no general exit tax, but the Temporary Non-Residence rule can bring certain gains realized within five years of departure back into UK tax, and UK property remains subject to Capital Gains Tax for non-residents. We coordinate the transition so your position with HMRC stays clean.
Yes. Expat families typically choose an international school with English-language instruction, such as QSI (American curriculum), Verdala (IB), or St. Edward's (British curriculum). Costs range from approx. EUR 500 to 1,800 per month per child. IB and A-Level qualifications are widely recognized at international universities.
Malta has a solid public healthcare system (Mater Dei Hospital) and several private clinics. EU citizens can access public healthcare using their EHIC. For the MRP, comprehensive private health insurance is mandatory.
Yes, this can trigger a permanent establishment risk for your employer. Working permanently from a fixed location for more than six months can turn your home office into a permanent establishment for corporate tax purposes. We advise both sides - employees and employers - on proper structuring and compliance.
Your journey to Malta starts with a conversation
In our free initial consultation, we will clarify taxes, residency, and a realistic timeline for your relocation.
